Bronze

  • Lower monthly premium
  • Higher out of pocket costs for medical care
  • Best described as higher deductible/catastrophic plans
  • This is a good option if you expect to use limited health services during the plan year
Example: 40 year old, typically $100-$400/mo

Silver

  • Monthly premium is generally higher than Bronze plans
  • Moderate out of pocket costs for medical care
  • Usually has a few to unlimited number of doctor visits
  • Deductible ranges typically between $3500 to $5,000 per calendar year
  • A good option if you want to have a good balance between premiums and out of pocket expenses
Example: 40 year old, typically $250-$500

Gold

  • Highest monthly premium
  • Lowest out of pocket costs for medical care
  • Typically unlimited doctor visits
  • Lower deductible, typically $500 to $3,500 per calendar year
  • This is a good option if you expect to use your coverage a lot throughout the plan year
Example: 40 year old, typically $400-$700
The above information is used for guidance purposes only to help collect adequate information for your needs in order to supply a quote from an experienced health agent. It should not be construed in any way as an exact quote. Actual health plan costs will vary based on geographical location, number of members in a family, and other medical underwriting factors (according to carrier requirements).